Our Business Loan Solutions

Equipment Financing

Power Your Business with the Tools You Need

Loan Amounts: $5,000 to $5,000,000+ Terms: 12 to 84 months

Finance machinery, vehicles, and equipment without depleting working capital. Equipment serves as collateral for easier approval and competitive rates.

Benefits: Preserve cash flow, finance up to 100%, tax advantages (Section 179), quick 24-48hr approval, fixed payments.

Ideal For: Manufacturing equipment, construction machinery, medical/dental equipment, restaurant equipment, technology, vehicles, office fixtures.

Merchant Cash Advance

Fast Access to Capital Based on Your Sales

Advance Amounts: $5,000 to $500,000 Payback Period: 3 to 12 months Requirements: Minimum monthly card sales of $5,000

Get immediate funding leveraging future credit card sales. Receive a lump sum and repay a percentage of daily card sales automatically—payments adjust with your business performance.

Benefits: 24-hour funding, no fixed payments, repayment adjusts to sales, no collateral, credit challenges accepted, use for any purpose.

Ideal For: Retail stores, restaurants/bars, salons/spas, gas stations, hotels, e-commerce, any business with regular card sales.

SBA Business Loans

Government-Backed Loans with Competitive Terms

Loan Amounts: Up to $5,000,000 | Terms: Up to 10 years (equipment/working capital), 25 years (real estate)

Access Small Business Administration programs with lower rates, longer terms, and lower down payments than conventional loans. Popular programs: SBA 7(a) for working capital/equipment/real estate, SBA 504 for major assets, SBA Express for expedited approval, SBA Microloan up to $50,000.

Benefits: Lower down payments (10%+), longer terms (up to 25 years for real estate), competitive rates, government guarantee, builds business credit.

Ideal For: Business acquisitions, real estate purchases, major equipment, expansion, refinancing debt, working capital.

Business Term Loans

Traditional Financing for Major Business Investments

Loan Amounts: $25,000 to $5,000,000 | Terms: 1 to 10 years | Rates: Starting at prime + 2%

Secure fixed or variable-rate lump sum financing with predictable monthly payments for significant business investments and growth initiatives. Ideal for businesses with established revenue and credit history.

Benefits: Lump sum funding, fixed rates and payments, longer terms available, builds business credit, retain ownership, flexible use, competitive rates.

Ideal For: Business expansion, real estate, large equipment purchases, inventory, marketing campaigns, hiring, debt consolidation.

Revenue Based Business Loan

Financing That Grows and Flexes with Your Business

Loan Amounts: $10,000 to $500,000 | Payback: 6 to 18 months | Requires: $10,000+ monthly revenue

Get upfront capital and repay a fixed percentage of monthly revenue. When sales are strong, you pay more; when sales slow, payments decrease proportionally.

Benefits: Flexible repayment tied to revenue, no fixed payment pressure, quick approval, less restrictive, no personal collateral, credit challenges considered.

Ideal For: Seasonal businesses, growing companies with fluctuating revenue, e-commerce, service businesses, companies with inconsistent cash flow.

Working Capital Loans

Keep Your Business Operations Running Smoothly

Loan Amounts: $5,000 to $500,000 | Terms: 3 to 18 months | Approval: 24-48 hours

Short-term financing for day-to-day operational expenses and managing cash flow gaps. Quick access to funds for covering immediate operational needs and seizing time-sensitive opportunities.

Benefits: Fast 24-48hr approval and funding, flexible amounts, short-term repayment, use for any operational expense, easier approval, no usage restrictions.

Ideal For: Payroll, inventory purchases, rent/utilities, marketing, seasonal cash flow gaps, unexpected expenses, opportunity purchases.

Business Line of Credit

Revolving Credit for Ongoing Business Needs

Credit Lines: $10,000 to $1,000,000 | Draw Period: 6 to 24 months | Requires: 6+ months in business, $50,000+ annual revenue

Access funds whenever needed with flexible revolving credit. You're approved for a maximum limit and draw funds as needed—only pay interest on what you use. As you repay, credit becomes available again.

Benefits: Only pay interest on funds used, reusable credit line, emergency backup, manage seasonal fluctuations, builds credit, no prepayment penalty.

Ideal For: Managing cash flow, emergency expenses, bridging payment gaps, seasonal inventory, unexpected opportunities, variable revenue businesses.